Debit & Credit Card Info

DEBIT CARD

The fast effective way of not having to ever write a check!

HERE IS HOW IT WORKS:

  • WCCFCU's Check Card or (Debit Card) is tied to your checking and savings account only. 
  • This is not a credit card or line of credit. 
  • The Visa emblem on the card allows the card to be used just like a credit card.  You can use the Check card at any location that accepts VISA. 
  • When used, your purchase comes directly out of your checking or savings account. 
  • This check card can also be used as an ATM Card.  You will be given a pin number to go with your card so you can use it any any ATM to directly withdraw cash from your checking or savings account.

CHECK CARD LIMITS

  • $1,500 limit per card per day (credit purchase, no pin)
  • $500 limit per card per day (credit purchase, no pin) (system down)
  • $400 limit per card per day (Pinned debit purchase)
  • $100 limit per card per day (Pinned debit purchase) (system down)
  • An example of a pinned debit purchase would be using your check card at  a department store  and you key in your pin number for purchase.
  • An example of a no pin credit purchase would be using your check card as a credit at a department store and you sign a receipt just like you would if using a credit card.

ATM CASH WITHDRAWAL LIMITS

  • $400 per card per day
  • $100 per card per day (system down)

*when system is down it is unable to read account balances, as protection for member,  limits are reduced when system is unable to read balances.

IF DEBIT CARD IS LOST OR STOLEN

  • Hot Card Service Center  1-800-554-8969
  • Once you've reported your card lost or stolen
    Contact Bonnie Sands (304) 865-2361 bsands@wccfcu.org

VISA CREDIT CARDS

 

Password-protect your Visa/Check card for added safety online.  Introducing VERIFIED BY VISA .   A new way to add safety when you buy online.  Protect your existing WCCFCU Credit card/Debit Card by creating a personal password as unique as you are. VERIFIED BY VISA helps ensure that only you can use your Visa Card to buy online.  Register today! It takes just a few minutes to activate.  And it's completely free!! CLICK HERE

FOR BALANCE, ACCOUNT HISTORY AND PAYMENT ON WCCFCU VISA'S ONLY CLICK ON VISA EMBLEM BELOW TO ENTER.

You can now log on to our visa site and view balance, past account information and even make payments onto your Visa account through your checking or savings with Wood County Community Federal Credit Union.

Just Click on the Visa emblem above, or just click on VISA online Bill Pay listed on the menu , and register by providing your Wood County Community Visa Card and your own personal user ID and Password.

Registration is not difficult and is necessary to maintain the security of your VISA account.

Once you are registered and would like to pay your Visa by checking or savings, when you put
in your account number you wish to take your funds from, please put in your 4 digit member number then designate with a 10 after your member number for checking, or a 00
for savings.

Example:     222210  (checking) 222200  (savings)

Our goal is to provide a site that is easily accessible and meets the needs of our
members while maintaining the necessary high level of security. We are committed to employing the latest technology to provide for the financial needs of our friends and neighbors in Wood County.