Fee Schedule Loan Rates Certificates/Share Rates

Effective as of: 10-01-2015
Certificate of deposit
12 months0.01% APR0.01% APY**
24 months0.05% APR0.05% APY**
36 months0.05% APR0.05% APY**
Dividend APY**
Share (Savings).01%.01%
Share Draft (Checking).00%.00%
Christmas/Vacation Club.01%.01%
IRA/Roth IRA.01%.01%
**Annual Percentage Yield
*Rates are subject to change without notice. Please contact the credit union to get current rate information
*A penalty is imposed for early withdrawal on Certificates of Deposit
Equal Opportunity in Lending Policy Statement
Wood County Community FCU has established a policy of making sound loans to all qualified
members regardless of race, color, national origin, religion, sex, marital status, age, receipt of public
assistance, age or location of dwelling used as security or the borrower's good-faith exercise of
rights under the Consumer Credit Protection Act, the Fair Housing Act and the Equal Credit
Opportunity Act. It is the policy of Wood County Community FCU to comply with all Federal and
State Laws and Regulations including, but not limited to, the Civil Rights Act of 1968, the Consumer
Credit Protection Act of 1968, the Real Estate Settlements Procedure Act, the Equal Credit
Opportunity Act and the Home Mortgage Disclosure Act of 1975